Terms of Service
These Terms of Service (“Terms”) govern your use of the websites, products, and services operated by VCY Enterprises and its divisions. By accessing or using our websites and services, you agree to these Terms.
1. Acceptance of Terms
By using our services, you agree to comply with these Terms. If you do not agree, please discontinue use.
2. Services Overview
VCY Enterprises operates divisions including coaching, speaking, publishing, real estate, music, and financial analytics. Each division operates independently but under the umbrella of VCY Enterprises.
3. User Responsibilities
You agree to:
Provide accurate and truthful information when engaging with us.
Use our services only for lawful purposes.
Not misuse, copy, or distribute any proprietary materials without authorization.
4. Disclaimers
Coaching, mentoring, and speaking programs are for personal growth and empowerment. They are not a substitute for medical, mental health, legal, or financial advice.
Financial insights provided by Anderson Growth Analytics (AGA) are for educational and strategic purposes only. Always consult with licensed professionals before making financial decisions.
Music and creative works under Crystal Whiskey are for entertainment purposes only. Unauthorized reproduction or distribution is prohibited.
5. Intellectual Property
All content, branding, logos, text, images, audio, and video associated with VCY Enterprises and its divisions are the intellectual property of VCY Enterprises or its licensors. Unauthorized use is prohibited.
6. Payments & Refunds
When purchasing products or services, you agree to provide accurate payment details. Refund policies may vary by division and will be outlined at the point of sale.
7. Limitation of Liability
VCY Enterprises shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of our services. Your use of our services is at your own risk.
8. Termination
We may suspend or terminate access to our services if you violate these Terms or misuse our platforms.
9. Governing Law
These Terms shall be governed by and construed under the laws of the jurisdiction in which VCY Enterprises operates.
10. Contact Us
For questions about these Terms, contact us at:
📧 info@vcyenterprises.com